Privacy Policy

Last Updated: September 30, 2026

JMJ (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, how we protect it, and the choices you have regarding your information when you use the JMJ website, mobile application, and related services.

1. Information We Collect

We may collect information you provide directly to us, including:

  • Full name
  • Email address
  • Phone number
  • Account/login information
  • Information provided when contacting our support team
  • Information required to provide or manage our services

We do not collect or store your banking passwords, payment-card passwords, or other financial login credentials.

We may also automatically receive limited technical information, such as device type, operating system, app version, and basic diagnostic information, where necessary to maintain and improve our services.

2. How We Use Your Information

We may use your information to:

  • Create and manage your JMJ account
  • Provide and improve our services
  • Provide customer support
  • Communicate with you about your account and services
  • Maintain the security and functionality of our website and application
  • Comply with applicable legal and regulatory requirements
  • Prevent fraud, misuse, or unauthorized access

We do not use your personal information for purposes unrelated to providing, securing, or improving our services without appropriate notice or consent where required.

3. Data Sharing and Disclosure

JMJ does not sell your personal information.

We may share limited information when necessary with:

  • Service providers that help us operate our website, application, communications, or infrastructure
  • Professional advisers where reasonably necessary
  • Government authorities or regulators where required by applicable law
  • Other parties where disclosure is necessary to protect our rights, users, or the security of our services

Third parties receiving information are expected to handle it appropriately and only for legitimate purposes.

4. Data Security

We take reasonable technical and organizational measures to protect your personal information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no internet-based service can guarantee complete security. You are responsible for keeping your account credentials confidential and notifying us if you believe your account has been accessed without authorization.

5. Your Data Protection Rights

Depending on applicable law, you may have the right to:

  • Access – request access to the personal information we hold about you.
  • Copy – request a copy of your personal information.
  • Rectification – request correction of inaccurate or incomplete information.
  • Deletion – request that we delete your personal information, where legally permitted.
  • Restriction – request that we restrict certain processing of your information.
  • Objection – object to certain uses of your personal information.
  • Withdraw Consent – withdraw consent where processing is based on your consent.

To exercise any applicable rights, please contact us using the details provided below.

6. Cookies and Tracking

Our website may use cookies or similar technologies where necessary to operate the website, maintain security, understand basic website usage, or improve our services.

You may be able to control cookies through your browser settings. Our mobile application does not intentionally use tracking technologies to collect information beyond what is necessary for its operation and legitimate functionality.

7. Third-Party Links and Services

Our website or application may contain links to third-party websites or services. JMJ is not responsible for the privacy practices or content of those third parties. We encourage you to review their privacy policies before providing them with personal information.

8. Children’s Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take reasonable steps to delete it.

9. International Data Transfers

Depending on the services and technologies we use, your information may be processed or stored in countries outside your country of residence. Where required, we take reasonable measures to ensure that applicable data-protection requirements are respected.

10. Data Retention

We retain personal information only for as long as reasonably necessary to provide our services, maintain business and legal records, resolve disputes, enforce our agreements, and comply with applicable legal obligations.

When information is no longer required, we may securely delete or anonymize it.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our services, legal requirements, or privacy practices.

The Last Updated date at the top of this page indicates when the policy was most recently revised. We encourage you to review this page periodically.

12. Contact Us

If you have questions about this Privacy Policy, want to exercise your data protection rights, or have concerns about how your information is handled, you can contact JMJ through:

We will make reasonable efforts to respond to privacy-related requests within a reasonable period and in accordance with applicable law.